Used Car Loans
ACF Car Finance is experienced in helping customers to arrange used car finance, whatever their circumstances. We help hundreds of customers to secure finance every month and aim to help each customer to find the quality used car they're looking for at a monthly repayment to suit their budget, where finance is required.
Even if you've had CCJs, defaults or arrears, ACF Car Finance could still help. Our panel of preferred lenders specialise in helping those with a less than perfect credit history.
Quality used cars
ACF Car Finance stock a wide range of quality used cars including small, family, sports and 4x4 vehicles, prepared to an exceptional standard. Visit one of the ACF Car Finance showrooms nationwide and you could drive away the used car of your choice, on the day of your appointment.
Applying online is simple
We have a network of eight car dealerships throughout the UK with expert staff waiting to help you to find the car you've been looking for.
Call us now on 0800 280 2087† or make an application online. The application is quick, easy and confidential.
How to Apply
- Aged 23 or over
- Hold a valid UK Driving Licence
- UK resident with 3 years' address history
- Employed for a minimum of 16 hours per week
(excluding self-employed) - Earning £1,000 or over per month
- Other useful pages:
- Car Credit
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- Bad Credit Car Finance
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- Car Finance Calculator
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- Compare Car Finance
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- Used Car Finance
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- Used Car Loans
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- Second Hand Cars







