Guaranteed car finance

At ACF Car Finance we offer car loans secured against the vehicles we sell, not on your home or any other form of security. We have minimum lending criteria and just so long as you can meet those requirements, ACF will consider your application for car finance.

Car finance eligibility

If you are over 21 years old, hold a valid driving licence, and have been resident in the UK for at least five years^‡ you can be considered for our used car finance. It's easy to apply, simply complete the short online application or call 0800 280 2087^† and speak to one of our helpful specialists.

Special offers

Although we can't offer guaranteed car finance, we can guarantee that you will receive a minimum £1,000 part exchange* on your trade-in vehicle, plus £350 cashback* whether you take our finance or not.

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