FAQs
What is car finance?
Car finance is the arrangement of funds via a Credit Agreement for borrowers to buy a car.
How does ACF Car Finance work?
Arranging your car finance through ACF Car Finance couldn’t be easier. Simply call 0800 280 2087† to apply and answer a few questions over the phone or apply online. We will then arrange for you to visit your nearest branch and choose from a wide selection of cars in stock.
What are the benefits of arranging finance through ACF Car Finance?
ACF Car Finance provide both the car and the finance. The finance is secured against the car and not your home. We stock a wide selection of popular makes and models. All of our cars are between 2 and 4 years old, come with 12 months independent MOT and undergo a 136 point quality inspection. Plus, you’ll could also receive £1,000 minimum part exchange and £350 cashback* if you apply online.
Does it matter if I have CCJs, arrears or poor credit?
No, we consider everyone regardless of your circumstances. We could even help to re-build your credit history if you’ve had credit problems in the past. All we ask is that you make your repayments in full and on time.
How long will the application process take?
You could get approved for car finance in minutes, subject to you satisfying our minimum criteria and providing certain documents. There is no complicated paperwork to complete and your application is 100% confidential. We will ask you to visit your nearest branch where you could drive away on the same day.
What do I need to do to get approved?
If you’re aged 21 years or over, hold a valid driving licence and are a UK resident, you can apply for car finance now. Once you’ve made your application, you could get approved for car finance in minutes.
What telephone number do I have to call to make an application?
Call 0800 280 2087† to apply and answer a few questions.
Do I have a selection of cars to choose from?
We have hundreds of used cars in group stock at our branches nationwide. We offer car finance for most makes and models.
Related Links
* † ° Full terms and conditions can be viewed on the