Car Finance Calculator

The danger of car finance calculators

As you’re checking the internet looking for the best possible deal on a car loan, you are sure to encounter sites which invite you to find out how much you can borrow and what it will cost you.

Car finance calculators usually work by asking you to input figures for the loan amount or the amount you are looking to borrow, interest rate and repayment period. The calculator then works out a total repayment and a monthly repayment figure.

Some are more accurate than others however none of these car loan calculators take into account important influencing factors such as your individual credit worthiness and current circumstances or affordability, in generating a response.

These important influencing factors can greatly affect the credit limit you could be awarded and the interest rate of the loan which you are offered, or whether you are offered a loan at all.

At ACF Car Finance we work in a different way, we aim to help you to find the quality used car you’re looking for and assist in arranging the finance deal to match your circumstances and budget. To avoid misleading you, the only quote you will see will be for your actual loan, once you have been approved for finance. At which point you can decide to proceed, or not.

If you would like to apply, you can do so now using our short online application form. Once your details have been received, one of our car finance specialists will get in touch to complete your application.

Once approved, you can visit one of our nationwide showrooms and choose from the wide range of quality used cars in stock and what’s more you could even drive away on the same day.

With ACF Car Finance there won’t be any nasty surprises and your questions will be answered by a real human being, not a computer. There is no obligation, you are free to make a decision in your own time.

How to Apply

  • Aged 21 or over
  • Hold a valid UK Driving Licence
  • Earning £800 or over per month
  • Resident in England or Wales
    (3 years' address history)
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