Car Finance Comparison

Car finance comparison sites

You won’t find ACF Car Finance featured in any online car loan comparison tables because our proposition is wholly unique. These comparison sites are widely advertised and have become very popular amongst consumers, especially when shopping around for the best deals on finance, insurance and utilities, however the ACF Car Finance offering is different.

Firstly, ACF Car Finance is a car dealer which as well as providing a wide range of quality used cars, can assist customers in arranging suitable car credit but we do not provide the loan. Finance is arranged to enable customers to buy the cars we sell however customers are not obliged to take finance.

We help customers who may have been refused car credit elsewhere or who have struggled to obtain funds from other sources such as high-street banks or other loan providers. We work along-side a lender who specialises in this market and can cater for customers with a poor credit history. The lender bases its finance decision on a range of factors which build a picture of each customer’s individual circumstances and budget, so the pricing structures allow the interest rate offered to reflect the risk associated to lending the money.

The trading relationships between ACF Car Finance and its lenders benefits a proportion of customers who otherwise would not be able to buy a car.

Why you can't compare ACF Car Finance

As a specialist non-prime car dealer we choose not to be benchmarked against other car dealers or finance providers because there is no one quite like us and therefore you won’t get a like for like comparison. Comparison sites show different deals available and rank them competitively, however this doesn’t take into account whether or not a customer is eligible to apply and can meet the finance criteria.

Apply today for our best deal

Speak to ACF Car Finance direct and we’ll discuss your requirements and eligibility with no obligation. You can rest assured that the decision making process is quick and fair and you’ll be offered a rate which reflects your current credit situation, allowing you to concentrate on buying your new car, one you can comfortably afford, whilst re-establishing your credit history.


How to Apply

  • Aged 21 or over
  • Hold a valid UK Driving Licence
  • Earning £800 or over per month
  • Resident in England or Wales
    (3 years' address history)
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