Bad credit car finance

Got a bad credit history but need a car loan? No doubt you are finding it very frustrating. The good news is that at ACF Car Finance we will consider applications from all applicants that fulfil our minimum criteria.

Minimum eligible criteria

To be considered for one of our car loans you must be able to answer 'yes' to the following three questions; Are you over 21? Have you got a valid UK driving licence?^‡ Have you lived in the UK for at least five years? Then we can start to process your car finance application regardless of your credit history.

Apply online

It's easy to apply for a loan through ACF Car Finance. Either call us on 0800 280 2087^† or apply online and you could recieve £1,000 minimum part exchange* and up to £350 cashback*.

• Car Finance
• How it Works
• Apply Online
• ACF Branches
• Choice of Cars
• Testimonials