About Us

ACF Car Finance Limited is the UK's leading nationwide car dealer, specialising in providing quality used cars and arranging finance for credit impaired customers.

Unlike some car dealerships, ACF Car Finance offers a one stop solution for customers who have been unable to secure credit elsewhere. Typically when looking to buy a car, a customer might visit a car dealer to choose a car, make an application for finance and then possibly have to repeat that process numerous times. With us, the car buying experience is made as simple as possible, for the customer's convenience.

ACF Car Finance is part of The Funding Corporation group of companies; with its head office based in Chester. Associated finance companies, The Funding Corporation, Specialist Motor Finance and Cygnet Financial Services, are able to work with ACF Car Finance to approve thousands of customers every month. These associated finance companies work exclusively with ACF Car Finance to assist customers who have been unable to secure finance elsewhere.

ACF Car Finance has been trading since 2003 and is pleased to be able to continue to assist the growing number of customers who require our specialist services.

The Funding Corporation Specialist Motor Finance Limited Cygnet Financial Services Limited established 2003

How to Apply

  • Aged 23 or over
  • Hold a valid UK Driving Licence
  • UK resident with 3 years' address history
  • Employed for a minimum of 16 hours per week
    (excluding self-employed)
  • Earning £1,000 or over per month
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