About Us

ACF Car Finance Limited is the UK's leading nationwide car dealer, specialising in providing quality used cars and arranging finance for credit impaired customers.

Unlike some car dealerships, ACF Car Finance offers a one stop solution for customers who have been unable to secure credit elsewhere. Typically when looking to buy a car, a customer might visit a car dealer to choose a car, make an application for finance and then possibly have to repeat that process numerous times. With us, the car buying experience is made as simple as possible, for the customer's convenience.

ACF Car Finance can introduce you to a limited number of lenders that have been carefully selected. ACF Car Finance can only introduce you to these lenders. ACF Car Finance and three of the lenders used, namely The Funding Corporation (2) Limited, Cygnet Financial Services Limited and Specialist Motor Finance Limited, are part of the same group of companies.

ACF Car Finance works as a credit broker and a credit intermediary. ACF Car Finance is licensed as a credit broker by the Office of Fair Trading (OFT) and our licence number is 0539167. You can check this by visiting the OFT’s website at http://www2.crw.gov.uk/pr/Default.aspx. You make no payment to us for this service. However a lender may pay ACF Car Finance for introducing you to them.

ACF Car Finance is unable to provide you with independent financial advice or provide you with a comparison of the costs of the products available elsewhere as we are not independent financial advisers.

ACF Car Finance has been trading since 2003 and is pleased to be able to continue to assist the growing number of customers who require our specialist services.