About Us

ACF Car Finance is a non-prime car dealer, specialising in providing quality used cars and arranging finance for credit impaired customers.

Unlike some car dealerships, ACF Car Finance offers a one stop solution for customers who have been unable to secure credit elsewhere. Typically when looking to buy a car, a customer might visit a car dealer to choose a car, make an application for finance and then possibly have to repeat that process numerous times. With us, the car buying experience is made as simple as possible, for the customer's convenience.

We can introduce you only to a limited number of lenders who may be able to offer credit products to you. ACF Car Finance and one of the lenders, namely The Funding Corporation (2) Limited, are part of the same group of companies. Your application will be passed to The Funding Corporation (2) Limited first and will only be passed to the other lender/s if The Funding Corporation (2) Limited does not wish to proceed.

ACF Car Finance Limited is a licensed credit broker. Authorised and regulated by the Financial Conduct Authority. You can check this by visiting the FCA’s website at http://www.fca.org.uk/register. You make no payment to us for this service. However a lender may pay ACF Car Finance Limited for introducing you to them.

ACF Car Finance is unable to provide you with independent financial advice or provide you with a comparison of the costs of the products available elsewhere as we are not independent financial advisers.

ACF Car Finance has been trading since 2003 and is pleased to be able to continue to assist the growing number of customers who require our specialist services.

The Funding Corporation established 2003

How to Apply

  • Aged 21 or over
  • Hold a valid UK Driving Licence
  • Earning £800 or over per month
  • Resident in England or Wales
    (3 years' address history)
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